Category Archives: credit card debt

Managing Your Debt Load

One of the greatest catastrophe’s in the history of humanity is the reality that, of all the topics that are offered in our universities, it’s not required for our kids to find out about the fundamentals of personal money management!

Really, you would be hard pressed to discover any topics available on managing cash in our school program’s and, if you did, you would be hard pressed to find a teacher suitably competent to successfully instruct the topic.

Which means that, for all the extremely smart individuals we have in extremely influential places, making choices on our behalf (e.g. Authorities) and all our advanced ways of existence, we as a culture are really establishing our children as much as fail monetarily for the remainder of their lives!

Consider it… Having the ability to efficiently consolidate debt and handle your personal cash can make an enormous difference in our old age and can possibly be the difference between retiring comfortably and retiring poor.

You don’t even want a six figure earnings to live comfortably, as numerous individuals on big salaries take significant quantities of debt and do not have sufficient money to cover any emergencies that might appear from time to time.

For a bunch of people, the more money they make, the more money they often invest on their life styles and what’s really a ‘Want’ is regarded as a ‘Demand’, nevertheless on the flip side, it’s very possible to reside fairly nicely on a low-income with good investing habits.

At the conclusion of the day, it isn’t how much we make that counts, it is how much we invest that can make the distinction!